Estate Planning: Why Every NY Resident Needs a Will
Many people assume estate planning is only for the wealthy, but in New York, having a basic will is essential for almost everyone. Without one, the state's "intestacy laws" will decide who inherits your assets, which may not align with your wishes.
What Happens Without a Will?
If you die "intestate" in NY, the law provides a specific hierarchy for distribution: typically starting with your spouse and children. If you are unmarried or have a complex family structure, this can lead to unintended consequences and legal battles.
Healthcare Proxies and Power of Attorney
Estate planning isn't just about what happens after you're gone. It's also about who makes decisions for you if you become incapacitated. A healthcare proxy and a durable power of attorney are vital documents for every New Yorker.
Avoiding Probate
The probate process in New York can be slow and expensive. Through proper estate planning, including the use of trusts or "transfer on death" accounts, you can help your family avoid the delays of the Surrogate's Court.